The insurer for a changing world

BNP Paribas Group and BNP Paribas Cardif in the world

BNP Paribas Group is one of the leaders in the financial services market in Europe and one of the largest financial groups in the world, whose history is over 200 years old. With a well-considered strategy and efficient management, the Group maintains one of the best financial performance indicators in the world. The Group’s activity is based on a diversified and integrated business model. The Group holds key positions in such areas as retail banking, corporate and investment banking services.


Important facts about the BNP Paribas group:

  • Represented in 68 countries of the world.
  • In total, the Group employs 193 thousand employees, of which 149 thousand are in Europe.
  • The Group serves about 33 million individual and 850 thousand corporate clients, among them: entrepreneurs, small, medium and large companies. In addition, 13.6 million customers use financial services in digital distribution channelsmillion.
  • BNP Paribas’ integrated business model is based on cooperation among the Group’s businesses and diversification of risks. This model provides the Group with the necessary stability to adapt to change and to offer clients innovative solutions.
  • In 2020, the BNP Paribas Group reported a net income of EUR 7.2 billion.
  • More interesting facts about the Group can be found in its annual report.

Read more about BNP Paribas Group

One of the strategic directions of the Group’s activities is insurance. BNP Paribas Cardif is an international insurance company that is part of the BNP Paribas group. Since 1973, BNP Paribas Cardif has been developing and marketing savings and risk insurance products.

The world leader in bancassurance partnerships1 and creditor insurance2, BNP Paribas Cardif plays an essential role in the lives of its customers, providing them with savings and protection solutions that let them realize their goals while protecting themselves from unforeseen events. As a committed insurer, BNP Paribas Cardif works to have a positive impact on society and to make insurance more accessible.

In a world that has been deeply transformed by the emergence of new uses and lifestyles, the company, a subsidiary of BNP Paribas, has a unique business model anchored in partnerships. It co-creates solutions with more than 500 partner distributors in a variety of sectors (including banks and financial institutions, automotive sector companies, retailers, telecommunications companies, energy companies among others), as well as financial advisors and brokers who market the products to their customers.

With a presence in 33 countries and strong positions in three regions – Europe, Asia and Latin America – BNP Paribas Cardif is a global specialist in personal insurance and a major contributor to financing for the real economy. With nearly 8,000 employees worldwide, BNP Paribas Cardif had gross written premiums of €24.8 billion in 2020.

Learn more about BNP Paribas Cardif in the company’s annual report.
1Source: Finaccord – 2018
2Source: Finaccord – 2020

Key figures of BNP Paribas Cardif in 2020

Gross written premiums

Pre-tax net profit

Assets under management

24,8 bln Euro (-16% in comparison to 2019)

1,4 bln Euro (-19,5% in comparison to 2019)

264 bln Euro (+1,7% in comparison to 2019)

* According to: